I-Team:Man gets a $0 foreclosure notice

NORTHAMPTON, Mass. (WWLP) - The housing crisis ended with many homes in foreclosure, which is why it was no joke when a man from Northampton got a letter stating his home would be seized if he didn't pay up zero dollars and zero cents!

Not wanting to lose his house, he called the 22News I-team and finally got some answers.

Following the mortgage meltdown, struggling homeowners dread getting that nasty letter in the mail announcing your home is listed under foreclosure.

That happened to Mark, only his letter caught him off guard.

"It says, you owe us zero dollars, zero cents. I going to write a check to them for zero dollars and have it clear? I couldn't help but laugh," he said.

Only, this was no laughing matter.

The letter clearly stated if they didn't get his money, or lack thereof, by February 4th, his lender could seize his home.

To make matters worse, his credit score was downgraded and getting in touch with someone at the bank to help him was no easy task.

That's when he called the 22News I-team.

We started making our own calls and e-mailing Bank of America to try to find out why this was happening to Mark and how others can prevent it.

After Bank of America got wind of our story, they finally got in touch with Mark to settle the playing field.

"Three phone calls in 24 hours is more than I received from them in 3 weeks," he said.

The bank explained to us in a statement that it was an electronic error on their end. Basically, he was submitting his payments and they were applying it to the wrong section of his account.

Mark's still living comfortably in his home and was given a $150 check and gift certificate for his troubles and a promise from the bank, his credit score will be fixed.

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