Smart Holiday Spending

CHICOPEE, Mass. (WWLP) - 22NEWS In Focus is here to help you make the best decisions when it comes to sticking to a budget and keeping your money safe.

We'll talk to experts from consumer protection, travel and finance.

Milagros Johnson, a consumer advocate from the Springfield Mayor's Office of Consumer Information, will discuss your rights as a consumer, how to avoid scams and protect yourself online while shopping.

Credit Counselor Stephen Plummer from Springfield Partners for Community Action will provide information on how to budget your money and use credit cards wisely.

Sandra Marsian of Triple AAA of the Pioneer Valley will give you  the best ways to protect your trip from the initial booking to cancelation insurance in case of an emergency.

To round out the program, we'll have financial advisor Paul Mancinone of Paul L.Mancinone Company, P.C. who will give tips on what you can do before the end of the year to reduce your tax burden and what you'll need to bring with you when you have your taxes prepared.