(Mass Appeal) – In an ideal world, everyone should have enough money saved to cover three to six months of living expenses in case of emergency, such as job loss, or car, or home repairs. The reality is that most Americans fall far short of this goal, with nearly 25 percent having no savings at all, and the pandemic has only made things worse. Melin Menas, Branch Officer at Freedom Credit Union, is here with some tips to help all of us learn to save more.