(Mass Appeal) – For the first time ever credit card debt has reached $1 Trillion dollars, and if you’re one of the 176 million Americans carrying a credit card balance, you know that over the past year, it has become a lot more expensive to pay down that debt. We have our financial counselor Todd From Cambridge Credit in Agawam to talk with us about how this happened and what we can do to help ease the burden of credit card debt.